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PMJAY: Ayushman Bharat Yojana

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Ayushman Bharat Yojana
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Prime Minister Shri Narendra Modi, in his Independence Day speech of 2018, announced the launch of the Ayushman Bharat-National Health Protection Scheme (AB-NHPS). On September 23, 2018, Prime Minister Narendra Modi launched Ayushman Bharat, the world’s largest government-funded healthcare scheme in Jharkhand’s capital Ranchi.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana also referred to as Ayushman Bharat National Health Protection Scheme of the Government of India aims to provide free access to healthcare for 50 crore people in the country. It is a centrally sponsored scheme and is jointly funded by both the federal government and the states. It is the world’s largest government-sponsored healthcare program. The program is a poverty alleviation programme as its users are people with low income in India.

People using the program access their own primary care services from a family doctor. When anyone needs additional care, then PM-JAY provides free secondary health care for those needing specialist treatment and tertiary health care for those requiring hospitalization.

PM Ayushman Bharat Yojana scheme is paperless and offers cashless hospitalization cover at public hospitals and network private hospitals. Ayushman Bharat health insurance covers the cost of hospitalization, pre-hospitalization, medication, and post-hospitalization expenses incurred during the treatment, which is applicable to almost all tertiary and secondary care procedures.

The aim of Ayushman Bharat is to ensure the achievement of universal health coverage in India.

To know more about PMJAY: Ayushman Bharat Yojana visit their official website

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